/* GRIP Financial Planning - site styles. Mobile-first, no build step. */
@font-face{font-family:"Marcellus";src:url(fonts/marcellus.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:"Alegreya Sans";src:url(fonts/alegreya-sans-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Alegreya Sans";src:url(fonts/alegreya-sans-400i.woff2) format("woff2");font-weight:400;font-style:italic;font-display:swap}
@font-face{font-family:"Alegreya Sans";src:url(fonts/alegreya-sans-500.woff2) format("woff2");font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:"Alegreya Sans";src:url(fonts/alegreya-sans-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
:root{
  --navy:#021C4A;--navy-2:#0B2D6B;--navy-3:#12397F;
  --gold:#E9A006;--gold-deep:#C48708;--gold-text:#7A5200; /* gold-text: AA-safe gold for text on light */
  --white:#fff;--cream:#FBF8F1;--sand:#F3EEE2;--line:#E3DDCC;--ink:#12213F;--muted:#4D5A73;
  --radius:14px;--shadow:0 8px 28px rgba(2,28,74,.12);--max:1140px;
  --head:"Marcellus",Georgia,"Times New Roman",serif;
  --body:"Alegreya Sans",Lato,"Segoe UI",system-ui,-apple-system,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{margin:0;font-family:var(--body);font-size:1.15rem;line-height:1.6;color:var(--ink);background:var(--white);overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
h1,h2,h3,h4{font-family:var(--head);font-weight:400;line-height:1.2;color:var(--navy);margin:0 0 .5em}
h1{font-size:clamp(2rem,6.5vw,3.4rem)}
h2{font-size:clamp(1.6rem,4.6vw,2.4rem)}
h3{font-size:1.3rem}
p{margin:0 0 1em}
a{color:var(--navy-3);text-underline-offset:3px}
a:hover{color:var(--navy)}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:4px}
.on-dark :focus-visible,.site-footer :focus-visible,.hero :focus-visible{outline-color:#FFD36B}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:var(--navy);padding:.7rem 1rem;z-index:100;font-weight:700}
.skip:focus{left:8px;top:8px}
.wrap{width:100%;max-width:var(--max);margin:0 auto;padding:0 1.25rem}
.section{padding:3.5rem 0}
.section.alt{background:var(--cream)}
.section.navy{background:var(--navy);color:#E8EDF7}
.section.navy h2,.section.navy h3{color:#fff}
.eyebrow{font-family:var(--body);font-weight:700;letter-spacing:.14em;text-transform:uppercase;font-size:.9rem;color:var(--gold-text);margin:0 0 .6rem}
.navy .eyebrow,.hero .eyebrow{color:var(--gold)}
.lead{font-size:1.3rem;color:var(--muted)}
.navy .lead,.hero .lead{color:#D5DDEE}
.center{text-align:center}
.rule{width:64px;height:3px;background:var(--gold-deep);border:0;margin:1rem 0 1.5rem}
.center .rule{margin-left:auto;margin-right:auto}
/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:48px;padding:.7rem 1.4rem;border-radius:999px;font-weight:700;font-size:1.05rem;text-decoration:none;border:2px solid transparent;cursor:pointer;font-family:var(--body);transition:transform .15s,background .15s}
.btn:hover{transform:translateY(-1px)}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:#F5B21E;color:var(--navy)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-2);color:#fff}
.btn-outline{border-color:currentColor;color:var(--navy);background:transparent}
.hero .btn-outline,.navy .btn-outline{color:#fff}
.btn-outline:hover{background:rgba(2,28,74,.07)}
.hero .btn-outline:hover,.navy .btn-outline:hover{background:rgba(255,255,255,.12);color:#fff}
.btn-row{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.4rem}
/* Header */
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:1rem}
.brand img{width:240px;height:auto}
.nav-toggle{background:none;border:2px solid var(--navy);color:var(--navy);border-radius:10px;min-width:48px;min-height:48px;font:700 1rem var(--body);cursor:pointer;padding:0 .8rem}
.nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--shadow);padding:.5rem 1.25rem 1rem}
.nav.open{display:block}
.nav ul{list-style:none;margin:0;padding:0}
.nav a{display:block;padding:.8rem .2rem;color:var(--navy);text-decoration:none;font-weight:500;font-size:1.15rem;border-bottom:1px solid var(--sand)}
.nav a[aria-current="page"]{color:var(--gold-text);font-weight:700}
.nav a:hover{color:var(--gold-text)}
@media (min-width:1100px){
  .nav-toggle{display:none}
  .nav{display:block;position:static;box-shadow:none;border:0;padding:0;background:none}
  .nav ul{display:flex;gap:1.1rem;align-items:center}
  .nav a{border:0;padding:.4rem 0;font-size:1.08rem;border-bottom:3px solid transparent}
  .nav a[aria-current="page"]{border-bottom-color:var(--gold)}
  .nav a.cta{background:var(--navy);color:#fff;padding:.5rem 1.1rem;border-radius:999px;border:0}
  .nav a.cta:hover{background:var(--navy-2);color:#fff}
}
/* Hero */
.hero{background:radial-gradient(1200px 500px at 85% 20%,#0F3A85 0%,transparent 60%),var(--navy);color:#fff;position:relative;overflow:hidden;padding:3rem 0 6rem}
.hero h1{color:#fff}
.hero h1 em{font-style:normal;color:var(--gold)}
.hero-grid{display:grid;gap:2rem;align-items:center}
.tagline{font-style:italic;font-weight:500;color:var(--gold);font-size:1.2rem;letter-spacing:.02em;margin:.6rem 0 1rem}
.hero-compass{position:absolute;right:-120px;top:-90px;width:520px;opacity:.12;pointer-events:none}
.hero-photo{position:relative;max-width:380px;margin:0 auto;width:100%}
.hero-photo .disc{position:absolute;inset:6% 4% 0 4%;border-radius:50%;background:radial-gradient(circle at 50% 35%,#FFF7E3,#EADFC2);border:4px solid var(--gold)}
.hero-photo img{position:relative;border-radius:0 0 50% 50%/0 0 12% 12%}
.hero-waves{position:absolute;left:0;right:0;bottom:-1px;width:100%;height:70px}
@media (min-width:860px){.hero{padding:4.5rem 0 7rem}.hero-grid{grid-template-columns:1.25fr .85fr}}
/* Cards & grids */
.grid{display:grid;gap:1.4rem}
@media (min-width:640px){.grid.c2,.grid.c3,.grid.c4{grid-template-columns:repeat(2,1fr)}}
@media (min-width:980px){.grid.c3{grid-template-columns:repeat(3,1fr)}.grid.c4{grid-template-columns:repeat(4,1fr)}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem;box-shadow:0 2px 10px rgba(2,28,74,.05)}
.card h3{margin-bottom:.4rem}
.card .letter{display:inline-grid;place-items:center;width:52px;height:52px;border-radius:50%;background:var(--navy);color:var(--gold);font-family:var(--head);font-size:1.7rem;margin-bottom:.8rem}
.badge{display:inline-block;font-size:.85rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:.2rem .65rem;border-radius:999px;background:var(--sand);color:var(--navy)}
.badge.live{background:var(--gold);color:var(--navy)}
.badge.soon{background:#E7EAF2;color:#3A4660}
.badge.floor{background:var(--navy);color:#fff}
/* Latest episode feature */
.feature{display:grid;gap:1.6rem;align-items:center}
@media (min-width:860px){.feature{grid-template-columns:1.1fr 1fr;gap:3rem}}
.thumb{position:relative;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);display:block;border:0;background:var(--navy)}
.thumb img{width:100%;aspect-ratio:16/9;object-fit:cover}
.play{position:absolute;inset:0;display:grid;place-items:center}
.play span{width:72px;height:72px;border-radius:50%;background:rgba(2,28,74,.85);border:3px solid var(--gold);display:grid;place-items:center}
.play svg{width:28px;height:28px;margin-left:4px;fill:var(--gold)}
/* Episodes */
.filters{display:flex;flex-wrap:wrap;gap:.5rem;margin:0 0 1.6rem}
.chip{border:2px solid var(--navy);background:#fff;color:var(--navy);border-radius:999px;padding:.35rem 1rem;min-height:44px;font:500 1rem var(--body);cursor:pointer}
.chip[aria-pressed="true"]{background:var(--navy);color:#fff}
.ep{display:flex;flex-direction:column;padding:0;overflow:hidden}
.ep-media{aspect-ratio:16/9;background:linear-gradient(135deg,var(--navy),var(--navy-3));display:grid;place-items:center;color:#fff;position:relative}
.ep-media img{width:100%;height:100%;object-fit:cover}
.ep-media .num{font-family:var(--head);font-size:3.2rem;color:var(--gold);line-height:1}
.ep-media .soon-icon{position:absolute;inset:0;display:grid;place-items:center;text-align:center;font-size:.95rem;color:#C9D4EC}
.ep-media .soon-icon svg{width:80px;opacity:.5;margin:0 auto .3rem}
.ep-body{padding:1.1rem 1.3rem 1.4rem;display:flex;flex-direction:column;gap:.5rem;flex:1}
.ep-body h3{font-size:1.2rem;margin:0}
.ep-body h3 a{text-decoration:none;color:var(--navy)}
.ep-body h3 a:hover{text-decoration:underline}
.ep-meta{display:flex;flex-wrap:wrap;gap:.4rem;align-items:center}
.ep[hidden]{display:none}
/* Footer */
.site-footer{background:var(--navy);color:#D5DDEE;padding:3rem 0 1.5rem;font-size:1.05rem}
.site-footer a{color:#fff}
.site-footer h2{font-size:1.05rem;color:var(--gold);font-family:var(--body);font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.footer-grid{display:grid;gap:2rem}
@media (min-width:760px){.footer-grid{grid-template-columns:1.4fr 1fr 1fr}}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:.35rem 0}
.footer-logo{width:260px}
.disclaimer{border-top:1px solid rgba(255,255,255,.2);margin-top:2rem;padding-top:1.2rem;font-size:1rem}
.disclaimer p{margin:0 0 .4rem}
.disclaimer .req{color:#fff;font-weight:500}
/* Page hero (inner pages) */
.page-hero{background:var(--navy);color:#fff;padding:3rem 0 3.2rem;position:relative;overflow:hidden}
.page-hero h1{color:#fff;margin-bottom:.3rem}
.page-hero p{max-width:700px;color:#D5DDEE;font-size:1.25rem;margin:0}
.page-hero .eyebrow{color:var(--gold)}
.page-hero::after{content:"";position:absolute;right:-60px;top:-60px;width:300px;height:300px;border-radius:50%;border:2px solid rgba(233,160,6,.35);box-shadow:0 0 0 24px rgba(233,160,6,.07)}
/* About */
.about-grid{display:grid;gap:2rem;align-items:start}
@media (min-width:860px){.about-grid{grid-template-columns:.8fr 1.2fr;gap:3.5rem}}
.portrait{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);max-width:420px;border:4px solid var(--navy)}
.quote{border-left:4px solid var(--gold);padding:.4rem 0 .4rem 1.2rem;font-family:var(--head);font-size:1.5rem;color:var(--navy);margin:1.5rem 0}
.banner{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
/* Financial House */
.house-wrap{display:grid;gap:2rem;align-items:center}
@media (min-width:900px){.house-wrap{grid-template-columns:minmax(340px,.9fr) 1fr;gap:3rem}}
.house{max-width:460px;width:100%;margin:0 auto}
.house svg{width:100%;height:auto;overflow:visible}
.floor{cursor:pointer;outline:none}
.floor .shape{fill:var(--navy);stroke:#fff;stroke-width:3;transition:fill .15s}
.floor.f-2 .shape{fill:var(--navy-2)}
.floor.f-roof .shape{fill:var(--gold-deep)}
.floor.f-top .shape{fill:var(--gold)}
.floor text{font-family:var(--head);font-size:19px;fill:#fff;pointer-events:none;letter-spacing:.04em}
.floor .sub{font-family:var(--body);font-size:12.5px;letter-spacing:.02em;opacity:.95}
.floor.f-roof text,.floor.f-top text{fill:var(--navy)}
.floor:hover .shape{fill:var(--navy-3)}
.floor.f-roof:hover .shape{fill:#D79A12}
.floor.f-top:hover .shape{fill:#F5B21E}
.floor[aria-pressed="true"] .shape,.floor[aria-pressed="true"]:hover .shape{fill:#FFF4D6;stroke:var(--gold);stroke-width:5}
.floor[aria-pressed="true"] text{fill:var(--navy)}
.floor:focus-visible .shape{stroke:#FFD36B;stroke-width:6}
.floor:focus-visible{outline:none}
.house-hint{text-align:center;color:var(--muted);font-size:1rem;margin-top:.6rem}
.panel{background:#fff;border:1px solid var(--line);border-top:5px solid var(--gold);border-radius:var(--radius);padding:1.5rem 1.6rem;box-shadow:var(--shadow);min-height:260px}
.panel h3{font-size:1.6rem}
.panel ul{padding-left:1.2rem;margin:.5rem 0 1rem}
.panel li{margin:.25rem 0}
.panel .eps{font-size:1rem;color:var(--muted)}
.floor-panel[hidden]{display:none}
.floor-detail{scroll-margin-top:90px;display:grid;gap:1rem;padding:1.6rem 0;border-bottom:1px solid var(--line)}
@media (min-width:760px){.floor-detail{grid-template-columns:240px 1fr;gap:2.5rem}}
.floor-detail h2{font-size:1.7rem}
.floor-num{font-family:var(--head);color:var(--gold-text);font-size:1rem;letter-spacing:.14em;text-transform:uppercase}
/* misc */
.grip-letters .card{border-top:5px solid var(--gold)}
.notice{background:var(--sand);border:1px dashed var(--gold-deep);border-radius:var(--radius);padding:1rem 1.2rem;font-size:1rem;color:var(--ink)}
.placeholder-note{font-size:.95rem;color:var(--muted)}
.navy .placeholder-note{color:#B8C4DE}
form .field{margin-bottom:1rem}
label{display:block;font-weight:700;margin-bottom:.3rem}
input[type=email],input[type=text],textarea{width:100%;font:inherit;padding:.75rem .9rem;border:2px solid #8B96AD;border-radius:10px;min-height:48px;background:#fff;color:var(--ink)}
.signup{display:flex;flex-wrap:wrap;gap:.7rem}
.signup input{flex:1 1 240px}
.form-msg{margin-top:.8rem;font-weight:500}
.social{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1rem}
.social a{display:inline-flex;align-items:center;gap:.6rem;padding:.7rem 1.2rem;border-radius:999px;background:#fff;color:var(--navy);text-decoration:none;font-weight:700;min-height:48px;border:2px solid var(--navy)}
.navy .social a{border-color:var(--gold)}
.social a:hover{background:var(--gold);color:var(--navy)}
.social svg{width:22px;height:22px;fill:currentColor}
.soon-tag{font-weight:500;font-size:.85rem;opacity:.85}
.prose{max-width:760px}
.prose h2{font-size:1.7rem;margin-top:2rem}
.prose li{margin:.3rem 0}
.steps{counter-reset:s;list-style:none;padding:0}
.steps li{counter-increment:s;position:relative;padding-left:3.2rem;margin:1rem 0}
.steps li::before{content:counter(s);position:absolute;left:0;top:-.1rem;width:40px;height:40px;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-family:var(--head);font-size:1.2rem}
table.chapters{border-collapse:collapse;width:100%;max-width:560px}
table.chapters td{padding:.35rem .5rem;border-bottom:1px solid var(--line)}
table.chapters td:first-child{font-variant-numeric:tabular-nums;color:var(--gold-text);font-weight:700;width:5rem}
.card{color:var(--ink)}
.section.navy .card h2,.section.navy .card h3{color:var(--navy)}
.section.navy .card .placeholder-note{color:var(--muted)}
.card-title,.ep-body h2{font-size:1.25rem;margin:0}
.ep-body h2 a{text-decoration:none;color:var(--navy)}
.ep-body h2 a:hover{text-decoration:underline}
.panel-title{font-size:1.6rem}
.play{place-items:end start;padding:.8rem}
.play span{width:52px;height:52px}
.play svg{width:20px;height:20px;margin-left:3px}

/* v2 additions */
.hero h1{font-size:clamp(2.4rem,8.5vw,4.4rem);letter-spacing:.01em}
.hero-sail{font-family:var(--head);font-size:clamp(1.2rem,3.4vw,1.6rem);color:#fff;margin:0 0 1rem;line-height:1.3}
.linkcard{text-decoration:none;color:var(--ink);display:block;transition:transform .15s,box-shadow .15s}
.linkcard:hover{transform:translateY(-2px);box-shadow:var(--shadow);color:var(--ink)}
.linkcard h2,.linkcard h3{color:var(--navy)}
.linkcard .more{font-weight:700;color:var(--navy-3)}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.tablewrap{overflow-x:auto;margin:1rem 0}
table.data{border-collapse:collapse;width:100%;min-width:560px;background:#fff;font-size:1.05rem}
table.data th,table.data td{border:1px solid var(--line);padding:.7rem .9rem;text-align:left;vertical-align:top}
table.data thead th{background:var(--navy);color:#fff}
table.data tbody th{background:var(--cream);color:var(--navy);font-weight:700}
.muted{font-weight:400;font-size:.95rem;color:var(--muted)}
.stage{scroll-margin-top:90px;padding:2.5rem 0;border-top:1px solid var(--line)}
.stage-head h2{margin-bottom:.4rem}
.stage-floors{margin:0 0 1rem}
.stage .card ul,.card.linkitem p{margin-top:.4rem}
.stage .card li{margin:.4rem 0}
.linkitem h3{font-size:1.15rem;margin-bottom:.3rem}
.linkitem p{margin:0;color:var(--muted)}
.libs h2{margin-top:2.2rem;font-size:1.6rem}
.calc fieldset{border:0;padding:0;margin:0}
.calc legend{font-family:var(--head);font-size:1.3rem;color:var(--navy);margin-bottom:.8rem;padding:0}
.calc-grid{display:grid;gap:.2rem 1.2rem}
@media (min-width:640px){.calc-grid{grid-template-columns:1fr 1fr}}
.result{background:var(--cream);border-left:5px solid var(--gold);border-radius:8px;padding:.8rem 1.1rem;margin-top:.6rem}
.result ul{margin:.2rem 0;padding-left:1.2rem}
.gloss div{padding:.8rem 0;border-bottom:1px solid var(--line);scroll-margin-top:90px}
.gloss dt{font-family:var(--head);font-size:1.2rem;color:var(--navy)}
.gloss dd{margin:.2rem 0 0}
.prose ol.steps li{margin:.8rem 0}
.prose h2{scroll-margin-top:90px}
.social a .soon-tag{display:inline}
.social a .soon-tag:empty{display:none}
/* About banner rebuilt in HTML/CSS (live text, no baked-in label) */
.about-banner{display:grid;background:var(--navy);color:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.ab-photo{position:relative;max-height:420px;overflow:hidden}
.ab-photo img{width:100%;height:100%;max-height:420px;object-fit:cover;object-position:50% 15%}
.ab-text{position:relative;padding:2rem 1.5rem 2.2rem;overflow:hidden}
.ab-text h2{color:#fff;font-size:clamp(1.7rem,5vw,2.4rem);position:relative}
.ab-text p{color:#D5DDEE;font-size:1.2rem;margin:0;position:relative}
.ab-compass{position:absolute;right:-50px;bottom:-60px;width:260px;opacity:.12}
@media (min-width:860px){.about-banner{grid-template-columns:.9fr 1.1fr;align-items:stretch}.ab-photo{max-height:none}.ab-photo img{max-height:none;position:absolute;inset:0}.ab-text{padding:3rem 2.5rem;align-self:center}.ab-photo{min-height:360px}}
/* v2.1 stock imagery (Oct 20, 2026): Michael's photo appears only on About; elsewhere graded stock photos */
.hero-photo.hero-img{max-width:320px}
@media (min-width:860px){.hero-photo.hero-img{max-width:420px}}
.hero-img .ring{position:relative;border-radius:50%;padding:6px;background:var(--gold);box-shadow:0 18px 44px rgba(0,0,0,.35)}
.hero-img picture,.ph-img picture,.stage-img picture,.thumb picture,.ep-media picture{display:block;width:100%;height:100%}
.hero-img img{width:100%;height:auto;aspect-ratio:1/1;object-fit:cover;border-radius:50%}
.page-hero.has-img .ph-grid{display:grid;gap:1.6rem;align-items:center;position:relative;z-index:1}
.ph-img{margin:0;border-radius:var(--radius);overflow:hidden;border:3px solid var(--gold);box-shadow:0 14px 34px rgba(0,0,0,.35);width:100%;max-width:520px;background:var(--navy-3,#0F3A85)}
.ph-img img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}
@media (min-width:860px){.page-hero.has-img .ph-grid{grid-template-columns:1.35fr .9fr;gap:3rem}.ph-img{justify-self:end}.ph-img img{aspect-ratio:4/3}}
.stage-img{margin:0 0 1.4rem;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);background:#E8ECF4}
.stage-img img{width:100%;height:auto;aspect-ratio:5/2;object-fit:cover}
@media (min-width:860px){.stage-img img{aspect-ratio:3/1}}